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The Center for Housing Policy’s publications cover a range of topics, programs and policies related to the broad goal of identifying and meeting the nation’s housing challenges.
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Prepared for the National Association of Realtors (NAR) for NAR's April 2006 work force housing summit, this report also will be useful to local Chambers of Commerce or other business groups that are working to raise awareness of and advocate for workforce housing in their communities.
This report combines and updates the findings of the Center’s work on the needs of working families over the last five years. The data presented make clear is that critical housing needs are more pervasive and more persistent than some of us might have thought. Between 1997 and 2003, the country has moved from the boom years of the late 1990s, to the recession of a new decade, to the moderate growth of the past few years. And, the number of working families with critical housing needs has continued to increase through it all. This report seeks to encourage citizens, employers, government-sponsored enterprises and policymakers at all levels of government to act in the interest of one of this country’s greatest sources of strength — working families.
What happens when low- to moderate-income working families have to pay an excessive amount of their income for housing? Clearly, Something’s Gotta Give. This in-depth report examines how unaffordable housing affects other aspects of our quality of life, finding that families who pay more than half of their household budget for housing often reduce expenditures for other essentials such as food, clothing, transportation and healthcare.
This report provides a broad overview of the recommended “role” suggested for foundations and other funders interested in strengthening families’ homeownership opportunities. The report also explains the basis for focusing on strengthening homeownership opportunities for very low-income families, outlines strategies for addressing the principal barriers to homeownership for these families, and provides an overview of the grant-making recommendations related to each of these barriers. Finally, the report concludes with a comprehensive, ranked list of all grant-making recommendations.
This journal features articles that describe a variety of innovative programs based on meaningful private sector action to create affordable housing opportunities. More than just a simple description of the programs, the articles in this publication help to answer questions about motivations for private sector participation, obstacles that were overcome to achieve success, resources that were available and lessons learned.